Give Your Business the Financial Support to Grow
Explore business financing options for working capital, expansion, equipment, inventory and day-to-day business requirements with guidance through the application process.
Discuss Your Loan RequirementBusiness Loan Options for Different Needs
Choose a funding route based on your business stage, purpose, cash flow and repayment capacity.
Term Loan
Structured funding for planned investments, renovation, expansion or defined requirements.
Working Capital
Support for operating expenses, supplier payments, inventory and cash-flow cycles.
Equipment Finance
Funding options for machinery, tools, technology and equipment to improve capacity.
Business Expansion
Explore finance for a new branch, additional space, higher production or wider market reach.
Invoice Financing
Discuss receivable-backed options that may help manage gaps between invoices and collections.
Business Loan Top-Up
Eligible borrowers may explore additional funding, subject to lender policy and repayment history.
What Is a Business Loan?
A business loan is financing used for business needs such as purchasing stock, meeting operating expenses, upgrading equipment, hiring staff or expanding operations. Depending on the lender and product, it may be secured or unsecured and offered as a term loan or working-capital facility.
The suitable option depends on the nature of your business, financial statements, banking history, credit profile and repayment ability.
Common Uses of Business Finance
Funding requirements vary by industry and business model. Discuss the purpose clearly before choosing a facility.
How the Business Loan Process Works
A clear overview of the usual steps. The exact process and timeline depend on the lender and applicant profile.
Share Requirement
Tell us about your business, funding purpose and approximate amount required.
Profile Review
Review business vintage, turnover, banking, credit profile and available documents.
Lender Assessment
Eligible options can be explored and the application submitted as per lender criteria.
Sanction & Disbursal
The lender completes verification and communicates its decision and applicable terms.
Check Your Business Loan Eligibility
Lenders assess the complete financial and business profile. Criteria differ across banks and NBFCs, and meeting basic criteria does not guarantee approval.
Who May Be Eligible?
Depending on the lender's policy, business finance may be available to a range of business entities.
Individual-owned businesses with acceptable business and financial records.
Partnerships, subject to lender requirements and documentation.
Limited liability partnerships and eligible private or public limited companies.
Eligible service, trading and manufacturing businesses as per product criteria.
Documents Commonly Required
The final checklist varies by lender, loan type and business constitution. Additional documents may be requested during assessment.
Prepare before applying
Keep your funding purpose, required amount, preferred tenure and repayment plan clear. Organised records can help the lender assess the application efficiently.
Note: The lender may request additional documents based on the applicant and business profile.
Business Loan EMI Calculator
Estimate your monthly instalment before discussing a loan. This is an indicative calculation, not a lender quote.
Actual rate, tenure, fees and repayment terms are determined by the lender.
Things to Consider Before Taking a Business Loan
Enquire About a Business Loan
Share a few details and our team can help you understand the next steps.
Busnimess Loan Enquiry Form
Fill in your details below. Our team may contact you to understand your requirement.
Let’s Discuss Your Business Needs
Get assistance in understanding suitable business loan options and the documents that may be required.
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Sector 70, Mohali, Punjab – 160071
Serving Punjab, Haryana & Chandigarh